When Obama and Hillary conceived of a private insurance based, government-subsidized scheme for medical care, they knew it was only a halfway house toward their ultimate goal: socialized medicine, single payer medical care. Obama announced as much. Now Hillary is taking the inevitable next step and backing full government controlled medicine for those over 55.
The Obama-Hillary strategy was always deceptive: Enact a program — ObamaCare — that could not work and blame the insurance companies for its failure. Then move it with a recommendation for government funded medical care — the single payer.
Early in the days of his push for ObamaCare, the president pushed his fellow Democrats to embrace a “public option” that would put the government run insurance company into competition with private insurers. After Congress — even with 60 Democrats in the Senate — said no, he embraced his backup plan.
He decided to burden private insurance companies with such ridiculously strict mandates for their coverage that they could not possibly charge affordable premiums. The Administration required that every possible form of medical care — sex change surgery, psycho-therapy, drug rehabilitation, mammograms even for me — so as to load up the costs and assure that it would not work.
Obama and Hillary also insisted that insurers cover everyone regardless of pre-existing conditions and cover all children on their parents’ policies up to age 26.
Together these requirements forced insurance companies to charge high premiums and even higher deductibles, just as Hillary and Obama knew they would. As expected, this set in motion a downward spiral — a death spiral — for ObamaCare. As premiums and deductibles rose, fewer healthy people signed up and the risk pool became sicker and older, forcing even higher premiums and setting the deadly spiral in motion.
All the while, the Democrats blamed the insurance companies, claiming that they put profits ahead of people. Insurers originally agreed to ObamaCare because they were promised an open-ended subsidy to repay any losses they incurred. But Senator Marco Rubio closed that door when he inserted an amendment into the budget bill banning the subsidies. So the insurance companies were in a trap of their own making.
Now Obama and Hillary and Sanders are swooping in for the kill — demanding that ObamaCare give way to full socialized medicine. Right now, they are urging it for those over 55, but they will soon eliminate any age requirement.
The costs of their new proposal will be huge and will force more than a doubling of the 2.9% Medicare tax — a payroll tax that all employed Americans pay. (An entry fee for switching from welfare to work).
The socialists will be pleased. But we will not be when we learn how government controlled medicine truncates and limits our options and worsens our medical care.